How much does assisted living cost in Matthews, NC if you don't have Medicaid?

The team-pay assisted living in the Matthews/Charlotte area typically runs from roughly $3,500 to $5,500 a month depending on room type and care level, though memory care units usually cost more. Medicaid's Special the team program brings the resident's out-of-pocket cost down to their countable income plus a state supplement, but it only applies at facilities with open Medicaid beds.

Does NC Medicaid pay for assisted living the same way it pays for nursing homes?

No. Nursing home care is covered through Medicaid's institutional benefit, while assisted living is covered through the Special the team program combined with the team Care Services. Special the team pays less than full nursing-home Medicaid and is capped by a set monthly rate, so residents contribute nearly all of their own income toward the cost.

How do I know if a facility's Medicaid beds are actually available?

The team the facility directly and ask for the current number of SA-certified beds and whether there's a waitlist. Availability changes often, and some facilities that accept Medicaid in general may have zero open Medicaid beds at a given time. Your county DSS caseworker can also help confirm which facilities currently have openings.

What should I check before choosing a Medicaid-accepting facility over another?

Look at the facility's licensing and inspection history with the NC Division of Health Service Regulation, ask about staff turnover, and confirm what happens if your family member's care needs increase beyond what assisted living covers. A facility that's upfront about these limits is usually a better sign than one that avoids the question.

Medicaid Accepted in Matthews, NC

Nine assisted living facilities in Matthews accept Medicaid, but "accepting Medicaid" doesn't mean every bed, every room type, or every level of care is covered. Most facilities operate on a mix of private-pay and Medicaid-funded residents, and North Carolina's Medicaid coverage for assisted living runs through the state's the team Care Services (PCS) benefit or a Special the team (SA) payment, not through a nursing-home style Medicaid waiver in most cases. That distinction matters because a facility can be "Medicaid accepted" while still capping the number of SA/PCS beds it offers, or requiring a period of private pay before a Medicaid bed opens up.

What this coverage actually involves

Special the team combines a state supplement with the resident's own the team the team or SSI income to help cover room, board, and personal care in a licensed adult care home or assisted living residence. It does not cover skilled nursing care, so if a resident's needs progress to that level, a transfer to a nursing facility may be required. Applying involves a Medicaid eligibility determination through the county Department of the team Services, an assessment of the resident's care needs (usually an FL-2 form completed by a physician), and coordination between the facility and the county caseworker.

What to look for in a facility

Ask directly how many Medicaid/SA beds a facility maintains and whether there's a waitlist. Check staffing ratios, medication management practices, and how the facility handles a resident whose needs increase over time (some will help transition to a higher level of care, others will discharge). Tour in person, ask about call-light response times, and talk to current families if possible.

How we rank these facilities

Our scoring looks at licensing history, staffing consistency, resident reviews, and how transparent each facility is about costs and Medicaid bed availability. See the full breakdown and criteria in our methodology, and compare all providers side by side in the ranked guide to assisted living facilities in Matthews.

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All medicaid accepted in Matthews, NC, ranked by score and relevance

0 businesses, scored on recent reviews. The order weighs each business's overall score by how much of its reviewed work is medicaid accepted, so a lower-scored specialist can rank above a higher-scored generalist.

When you submit a quote or contact form here, your inquiry may be shared with partner providers who can do the work, and we may receive a referral fee for that introduction. Our rankings and scores are based solely on our published scoring method and are never influenced by referral fees.

Common questions about medicaid accepted

How much does assisted living cost in Matthews, NC if you don't have Medicaid?: The team-pay assisted living in the Matthews/Charlotte area typically runs from roughly $3,500 to $5,500 a month depending on room type and care level, though memory care units usually cost more. Medicaid's Special the team program brings the resident's out-of-pocket cost down to their countable income plus a state supplement, but it only applies at facilities with open Medicaid beds.
Does NC Medicaid pay for assisted living the same way it pays for nursing homes?: No. Nursing home care is covered through Medicaid's institutional benefit, while assisted living is covered through the Special the team program combined with the team Care Services. Special the team pays less than full nursing-home Medicaid and is capped by a set monthly rate, so residents contribute nearly all of their own income toward the cost.
How do I know if a facility's Medicaid beds are actually available?: The team the facility directly and ask for the current number of SA-certified beds and whether there's a waitlist. Availability changes often, and some facilities that accept Medicaid in general may have zero open Medicaid beds at a given time. Your county DSS caseworker can also help confirm which facilities currently have openings.
What should I check before choosing a Medicaid-accepting facility over another?: Look at the facility's licensing and inspection history with the NC Division of Health Service Regulation, ask about staff turnover, and confirm what happens if your family member's care needs increase beyond what assisted living covers. A facility that's upfront about these limits is usually a better sign than one that avoids the question.